Call reports 2024
FIRST STATE BANK OF BEN WHEELER, TEXAS — 2024
What FIRST STATE BANK OF BEN WHEELER, TEXAS reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 186,410,000 | 188,367,000 | 185,828,000 | 186,048,000 |
| Total loans | 70,685,000 | 69,719,000 | 69,994,000 | 69,335,000 |
| Allowance for loan losses | 1,005,000 | 1,000,000 | 1,000,000 | 1,010,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 105,479,000 | 102,859,000 | 103,767,000 | 101,214,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,787,000 | 161,419,000 | 158,540,000 | 159,148,000 |
| Interest-bearing deposits | 117,162,000 | 118,722,000 | 116,349,000 | 117,548,000 |
| Noninterest-bearing deposits | 42,625,000 | 42,697,000 | 42,191,000 | 41,600,000 |
| Equity capital | 26,454,000 | 26,777,000 | 27,087,000 | 26,758,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,714,000 | 3,427,000 | 5,226,000 | 7,064,000 |
| Interest expense | 541,000 | 1,087,000 | 1,658,000 | 2,233,000 |
| Net interest income | 1,173,000 | 2,340,000 | 3,568,000 | 4,831,000 |
| Noninterest income | 331,000 | 659,000 | 1,007,000 | 1,370,000 |
| Noninterest expense | 934,000 | 2,011,000 | 3,036,000 | 4,237,000 |
| Provision for loan losses | 0 | 0 | 1,000 | 4,000 |
| Pretax income | 570,000 | 988,000 | 1,465,000 | 1,887,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 570,000 | 988,000 | 1,465,000 | 1,887,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,454,000 | 26,777,000 | 27,087,000 | 26,758,000 |