Call reports 2023
FIRST STATE BANK OF BEN WHEELER, TEXAS — 2023
What FIRST STATE BANK OF BEN WHEELER, TEXAS reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 197,181,000 | 194,027,000 | 195,991,000 | 189,823,000 |
| Total loans | 69,339,000 | 70,432,000 | 69,298,000 | 69,336,000 |
| Allowance for loan losses | 1,025,000 | 1,026,000 | 1,000,000 | 992,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 116,476,000 | 113,645,000 | 110,626,000 | 108,077,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,513,000 | 168,077,000 | 169,637,000 | 163,705,000 |
| Interest-bearing deposits | 124,054,000 | 119,879,000 | 119,929,000 | 118,948,000 |
| Noninterest-bearing deposits | 47,459,000 | 48,198,000 | 49,708,000 | 44,757,000 |
| Equity capital | 25,576,000 | 25,818,000 | 26,179,000 | 25,985,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,544,000 | 3,191,000 | 4,845,000 | 6,555,000 |
| Interest expense | 246,000 | 631,000 | 1,090,000 | 1,623,000 |
| Net interest income | 1,298,000 | 2,560,000 | 3,755,000 | 4,932,000 |
| Noninterest income | 308,000 | 625,000 | 938,000 | 1,272,000 |
| Noninterest expense | 943,000 | 2,027,000 | 2,987,000 | 4,123,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 663,000 | 1,158,000 | 1,706,000 | 2,081,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 663,000 | 1,158,000 | 1,706,000 | 2,081,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,576,000 | 25,818,000 | 26,179,000 | 25,985,000 |