Call reports 2022
FIRST STATE BANK OF BEN WHEELER, TEXAS — 2022
What FIRST STATE BANK OF BEN WHEELER, TEXAS reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 195,846,000 | 202,957,000 | 199,548,000 | 195,594,000 |
| Total loans | 64,018,000 | 63,826,000 | 65,848,000 | 67,791,000 |
| Allowance for loan losses | 1,003,000 | 1,007,000 | 1,008,000 | 1,011,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 118,774,000 | 125,527,000 | 122,030,000 | 119,047,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,542,000 | 178,178,000 | 174,086,000 | 166,283,000 |
| Interest-bearing deposits | 124,466,000 | 127,278,000 | 125,876,000 | 120,802,000 |
| Noninterest-bearing deposits | 47,076,000 | 50,900,000 | 48,210,000 | 45,481,000 |
| Equity capital | 24,157,000 | 24,582,000 | 25,260,000 | 24,930,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,380,000 | 2,814,000 | 4,329,000 | 5,866,000 |
| Interest expense | 89,000 | 181,000 | 284,000 | 436,000 |
| Net interest income | 1,291,000 | 2,633,000 | 4,045,000 | 5,430,000 |
| Noninterest income | 299,000 | 665,000 | 977,000 | 1,298,000 |
| Noninterest expense | 812,000 | 1,784,000 | 2,671,000 | 3,799,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 778,000 | 1,514,000 | 2,351,000 | 2,929,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 778,000 | 1,514,000 | 2,351,000 | 2,929,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,157,000 | 24,582,000 | 25,260,000 | 24,930,000 |