Call reports 2021
FIRST STATE BANK OF BEN WHEELER, TEXAS — 2021
What FIRST STATE BANK OF BEN WHEELER, TEXAS reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 179,378,000 | 184,551,000 | 186,688,000 | 192,266,000 |
| Total loans | 72,500,000 | 69,668,000 | 68,333,000 | 65,230,000 |
| Allowance for loan losses | 962,000 | 978,000 | 979,000 | 991,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 84,808,000 | 98,704,000 | 102,808,000 | 113,294,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,450,000 | 161,427,000 | 162,990,000 | 168,666,000 |
| Interest-bearing deposits | 113,828,000 | 117,846,000 | 117,995,000 | 122,570,000 |
| Noninterest-bearing deposits | 42,622,000 | 43,581,000 | 44,995,000 | 46,096,000 |
| Equity capital | 22,783,000 | 22,961,000 | 23,539,000 | 23,475,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,282,000 | 2,551,000 | 3,847,000 | 5,151,000 |
| Interest expense | 144,000 | 263,000 | 366,000 | 462,000 |
| Net interest income | 1,138,000 | 2,288,000 | 3,481,000 | 4,689,000 |
| Noninterest income | 292,000 | 589,000 | 993,000 | 1,336,000 |
| Noninterest expense | 825,000 | 1,796,000 | 2,664,000 | 3,779,000 |
| Provision for loan losses | 3,000 | 3,000 | 3,000 | 3,000 |
| Pretax income | 602,000 | 1,078,000 | 1,807,000 | 2,243,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 602,000 | 1,078,000 | 1,807,000 | 2,243,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,783,000 | 22,961,000 | 23,539,000 | 23,475,000 |