Call reports 2019
FIRST STATE BANK OF BEN WHEELER, TEXAS — 2019
What FIRST STATE BANK OF BEN WHEELER, TEXAS reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 146,852,000 | 150,575,000 | 151,537,000 | 153,410,000 |
| Total loans | 77,682,000 | 80,527,000 | 81,037,000 | 80,245,000 |
| Allowance for loan losses | 951,000 | 938,000 | 928,000 | 846,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 60,021,000 | 57,159,000 | 61,483,000 | 60,639,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,541,000 | 129,983,000 | 129,931,000 | 132,198,000 |
| Interest-bearing deposits | 96,207,000 | 97,737,000 | 98,590,000 | 100,199,000 |
| Noninterest-bearing deposits | 30,334,000 | 32,246,000 | 31,341,000 | 31,999,000 |
| Equity capital | 20,076,000 | 20,333,000 | 20,707,000 | 20,928,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,439,000 | 2,926,000 | 4,405,000 | 5,880,000 |
| Interest expense | 230,000 | 491,000 | 772,000 | 1,054,000 |
| Net interest income | 1,209,000 | 2,435,000 | 3,633,000 | 4,826,000 |
| Noninterest income | 275,000 | 563,000 | 843,000 | 1,227,000 |
| Noninterest expense | 858,000 | 1,740,000 | 2,650,000 | 3,763,000 |
| Provision for loan losses | 0 | 5,000 | 20,000 | 235,000 |
| Pretax income | 626,000 | 1,253,000 | 1,806,000 | 2,055,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 626,000 | 1,253,000 | 1,806,000 | 2,055,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,076,000 | 20,333,000 | 20,707,000 | 20,928,000 |
| Total capital | 21,027,000 | 21,271,000 | 21,635,000 | 21,774,000 |
| Risk-weighted assets | 82,774,000 | 86,021,000 | 86,253,000 | 85,710,000 |