Call reports 2018
FIRST STATE BANK OF BEN WHEELER, TEXAS — 2018
What FIRST STATE BANK OF BEN WHEELER, TEXAS reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 148,290,000 | 146,149,000 | 145,846,000 | 145,753,000 |
| Total loans | 73,735,000 | 73,748,000 | 76,017,000 | 74,646,000 |
| Allowance for loan losses | 886,000 | 913,000 | 929,000 | 919,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 66,993,000 | 63,965,000 | 60,942,000 | 62,451,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,488,000 | 126,381,000 | 126,094,000 | 125,454,000 |
| Interest-bearing deposits | 96,370,000 | 95,184,000 | 93,784,000 | 95,109,000 |
| Noninterest-bearing deposits | 31,118,000 | 31,197,000 | 32,310,000 | 30,345,000 |
| Equity capital | 18,956,000 | 19,023,000 | 19,436,000 | 19,560,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,390,000 | 2,801,000 | 4,219,000 | 5,662,000 |
| Interest expense | 183,000 | 374,000 | 563,000 | 772,000 |
| Net interest income | 1,207,000 | 2,427,000 | 3,656,000 | 4,890,000 |
| Noninterest income | 267,000 | 534,000 | 801,000 | 1,086,000 |
| Noninterest expense | 830,000 | 1,692,000 | 2,568,000 | 3,554,000 |
| Provision for loan losses | 23,000 | 45,000 | 53,000 | 53,000 |
| Pretax income | 621,000 | 1,224,000 | 1,836,000 | 2,369,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 621,000 | 1,224,000 | 1,836,000 | 2,369,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,956,000 | 19,023,000 | 19,436,000 | 19,560,000 |
| Total capital | 19,842,000 | 19,936,000 | 20,365,000 | 20,479,000 |
| Risk-weighted assets | 80,927,000 | 80,871,000 | 82,406,000 | 80,434,000 |