Call reports 2017
FIRST STATE BANK OF BEN WHEELER, TEXAS — 2017
What FIRST STATE BANK OF BEN WHEELER, TEXAS reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 139,392,000 | 144,882,000 | 145,738,000 | 147,266,000 |
| Total loans | 67,522,000 | 68,307,000 | 70,678,000 | 72,454,000 |
| Allowance for loan losses | 847,000 | 838,000 | 850,000 | 875,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 63,659,000 | 68,561,000 | 66,169,000 | 66,033,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,756,000 | 126,296,000 | 127,154,000 | 127,696,000 |
| Interest-bearing deposits | 93,005,000 | 95,300,000 | 97,235,000 | 98,411,000 |
| Noninterest-bearing deposits | 26,751,000 | 30,996,000 | 29,919,000 | 29,285,000 |
| Equity capital | 17,832,000 | 17,973,000 | 18,364,000 | 18,335,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,299,000 | 2,628,000 | 3,986,000 | 5,378,000 |
| Interest expense | 160,000 | 325,000 | 497,000 | 678,000 |
| Net interest income | 1,139,000 | 2,303,000 | 3,489,000 | 4,700,000 |
| Noninterest income | 264,000 | 536,000 | 790,000 | 1,049,000 |
| Noninterest expense | 802,000 | 1,692,000 | 2,552,000 | 3,518,000 |
| Provision for loan losses | 0 | 0 | 23,000 | 45,000 |
| Pretax income | 601,000 | 1,147,000 | 1,767,000 | 2,249,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 601,000 | 1,147,000 | 1,767,000 | 2,249,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,832,000 | 17,973,000 | 18,364,000 | 18,335,000 |
| Total capital | 18,679,000 | 18,811,000 | 19,214,000 | 19,210,000 |
| Risk-weighted assets | 73,881,000 | 75,639,000 | 77,164,000 | 79,699,000 |