Call reports 2003
FIRST STATE BANK OF BEN WHEELER, TEXAS — 2003
What FIRST STATE BANK OF BEN WHEELER, TEXAS reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 62,240,000 | 64,653,000 | 64,315,000 | 63,671,000 |
| Total loans | 32,320,000 | 33,227,000 | 33,200,000 | 34,258,000 |
| Allowance for loan losses | 353,000 | 316,000 | 192,000 | 398,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 18,896,000 | 19,194,000 | 21,150,000 | 21,061,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,574,000 | 58,017,000 | 57,321,000 | 56,702,000 |
| Interest-bearing deposits | 45,958,000 | 47,683,000 | 47,847,000 | 46,754,000 |
| Noninterest-bearing deposits | 9,616,000 | 10,334,000 | 9,474,000 | 9,948,000 |
| Equity capital | 6,460,000 | 6,564,000 | 6,924,000 | 6,910,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 891,000 | 1,816,000 | 2,687,000 | 3,604,000 |
| Interest expense | 270,000 | 534,000 | 770,000 | 975,000 |
| Net interest income | 621,000 | 1,282,000 | 1,917,000 | 2,629,000 |
| Noninterest income | 169,000 | 317,000 | 485,000 | 654,000 |
| Noninterest expense | 347,000 | 892,000 | 1,278,000 | 1,921,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 430,000 |
| Pretax income | 398,000 | 617,000 | 976,000 | 919,000 |
| Income tax | 175,000 | 290,000 | 289,000 | 246,000 |
| Net income | 223,000 | 327,000 | 687,000 | 673,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,460,000 | 6,564,000 | 6,924,000 | 6,910,000 |
| Total capital | 6,813,000 | 6,880,000 | 7,116,000 | 7,308,000 |
| Risk-weighted assets | 34,509,000 | 35,649,000 | 35,750,000 | 36,639,000 |
Machine access — free, no API key
Every figure shown here about FIRST STATE BANK OF BEN WHEELER, TEXAS — 2003 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.