Call reports 2026
MADISON COUNTY COMMUNITY BANK — 2026
What MADISON COUNTY COMMUNITY BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 209,981,000 | 211,682,000 |
| Total loans | 109,548,000 | 118,207,000 |
| Allowance for loan losses | 1,689,000 | 1,750,000 |
| Securities available for sale | 66,945,000 | 65,646,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 196,343,000 | 196,948,000 |
| Interest-bearing deposits | 154,801,000 | 153,908,000 |
| Noninterest-bearing deposits | 41,542,000 | 43,040,000 |
| Equity capital | 12,161,000 | 13,108,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,572,000 | 5,291,000 |
| Interest expense | 811,000 | 1,632,000 |
| Net interest income | 1,761,000 | 3,659,000 |
| Noninterest income | 313,000 | 664,000 |
| Noninterest expense | 1,536,000 | 3,113,000 |
| Provision for loan losses | 60,000 | 120,000 |
| Pretax income | 478,000 | 1,090,000 |
| Income tax | 98,000 | 232,000 |
| Net income | 380,000 | 858,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 18,016,000 | 18,494,000 |
| Total capital | 19,595,000 | 20,157,000 |
| Risk-weighted assets | 126,165,000 | 132,952,000 |