Call reports 2024
MADISON COUNTY COMMUNITY BANK — 2024
What MADISON COUNTY COMMUNITY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 182,475,000 | 183,195,000 | 185,337,000 | 191,169,000 |
| Total loans | 78,543,000 | 82,288,000 | 83,493,000 | 83,487,000 |
| Allowance for loan losses | 1,653,000 | 1,678,000 | 1,701,000 | 1,545,000 |
| Securities available for sale | 66,485,000 | 65,393,000 | 69,322,000 | 74,445,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,938,000 | 167,122,000 | 172,294,000 | 179,849,000 |
| Interest-bearing deposits | 126,089,000 | 131,805,000 | 132,484,000 | 138,144,000 |
| Noninterest-bearing deposits | 35,849,000 | 35,317,000 | 39,810,000 | 41,705,000 |
| Equity capital | 8,668,000 | 8,870,000 | 10,931,000 | 9,339,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,086,000 | 4,270,000 | 6,522,000 | 8,828,000 |
| Interest expense | 753,000 | 1,518,000 | 2,301,000 | 3,053,000 |
| Net interest income | 1,333,000 | 2,752,000 | 4,221,000 | 5,775,000 |
| Noninterest income | 258,000 | 486,000 | 777,000 | 1,076,000 |
| Noninterest expense | 1,303,000 | 2,653,000 | 3,991,000 | 5,185,000 |
| Provision for loan losses | 24,000 | 48,000 | 72,000 | 72,000 |
| Pretax income | 264,000 | 537,000 | 935,000 | 1,594,000 |
| Income tax | 29,000 | 62,000 | 141,000 | 319,000 |
| Net income | 235,000 | 475,000 | 794,000 | 1,275,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,982,000 | 16,222,000 | 16,542,000 | 17,022,000 |
| Total capital | 17,244,000 | 17,540,000 | 17,877,000 | 18,394,000 |
| Risk-weighted assets | 100,511,000 | 105,059,000 | 106,429,000 | 109,601,000 |