Call reports 2022
MADISON COUNTY COMMUNITY BANK — 2022
What MADISON COUNTY COMMUNITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 178,599,000 | 178,719,000 | 176,808,000 | 179,410,000 |
| Total loans | 73,185,000 | 80,287,000 | 76,854,000 | 78,173,000 |
| Allowance for loan losses | 1,497,000 | 1,520,000 | 1,544,000 | 1,562,000 |
| Securities available for sale | 74,726,000 | 70,682,000 | 70,395,000 | 72,693,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,686,000 | 170,611,000 | 170,925,000 | 171,108,000 |
| Interest-bearing deposits | 131,290,000 | 128,758,000 | 129,791,000 | 132,365,000 |
| Noninterest-bearing deposits | 36,396,000 | 41,854,000 | 41,134,000 | 38,743,000 |
| Equity capital | 9,849,000 | 7,061,000 | 4,825,000 | 7,125,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,257,000 | 2,620,000 | 4,172,000 | 5,915,000 |
| Interest expense | 160,000 | 326,000 | 472,000 | 622,000 |
| Net interest income | 1,097,000 | 2,294,000 | 3,700,000 | 5,293,000 |
| Noninterest income | 226,000 | 482,000 | 754,000 | 1,059,000 |
| Noninterest expense | 955,000 | 1,930,000 | 2,906,000 | 3,968,000 |
| Provision for loan losses | 24,000 | 48,000 | 72,000 | 96,000 |
| Pretax income | 344,000 | 798,000 | 1,476,000 | 2,288,000 |
| Income tax | 52,000 | 131,000 | 262,000 | 423,000 |
| Net income | 292,000 | 667,000 | 1,214,000 | 1,865,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,639,000 | 14,015,000 | 14,561,000 | 15,212,000 |
| Total capital | 14,816,000 | 15,289,000 | 15,773,000 | 16,432,000 |
| Risk-weighted assets | 93,862,000 | 101,635,000 | 96,489,000 | 97,218,000 |