Call reports 2021
MADISON COUNTY COMMUNITY BANK — 2021
What MADISON COUNTY COMMUNITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 156,797,000 | 163,779,000 | 168,027,000 | 171,035,000 |
| Total loans | 69,323,000 | 70,756,000 | 70,607,000 | 69,896,000 |
| Allowance for loan losses | 1,396,000 | 1,456,000 | 1,482,000 | 1,474,000 |
| Securities available for sale | 64,686,000 | 66,580,000 | 75,872,000 | 76,621,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,532,000 | 149,244,000 | 153,189,000 | 156,093,000 |
| Interest-bearing deposits | 110,207,000 | 116,502,000 | 114,231,000 | 119,820,000 |
| Noninterest-bearing deposits | 32,325,000 | 32,743,000 | 38,958,000 | 36,273,000 |
| Equity capital | 13,095,000 | 13,627,000 | 13,821,000 | 13,828,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,242,000 | 2,471,000 | 3,744,000 | 4,970,000 |
| Interest expense | 156,000 | 317,000 | 480,000 | 639,000 |
| Net interest income | 1,086,000 | 2,154,000 | 3,264,000 | 4,331,000 |
| Noninterest income | 235,000 | 440,000 | 696,000 | 963,000 |
| Noninterest expense | 881,000 | 1,776,000 | 2,694,000 | 3,665,000 |
| Provision for loan losses | 60,000 | 120,000 | 150,000 | 150,000 |
| Pretax income | 419,000 | 737,000 | 1,155,000 | 1,518,000 |
| Income tax | 66,000 | 107,000 | 179,000 | 258,000 |
| Net income | 353,000 | 630,000 | 976,000 | 1,260,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,917,000 | 13,195,000 | 13,540,000 | 13,825,000 |
| Total capital | 13,917,000 | 14,271,000 | 14,641,000 | 14,931,000 |
| Risk-weighted assets | 79,587,000 | 85,809,000 | 87,739,000 | 88,171,000 |