Call reports 2019
MADISON COUNTY COMMUNITY BANK — 2019
What MADISON COUNTY COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 125,677,000 | 124,828,000 | 126,783,000 | 122,409,000 |
| Total loans | 63,233,000 | 67,127,000 | 64,641,000 | 64,924,000 |
| Allowance for loan losses | 791,000 | 881,000 | 966,000 | 1,055,000 |
| Securities available for sale | 41,343,000 | 36,919,000 | 39,676,000 | 40,771,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,021,000 | 112,676,000 | 114,315,000 | 109,860,000 |
| Interest-bearing deposits | 92,519,000 | 91,856,000 | 92,154,000 | 89,554,000 |
| Noninterest-bearing deposits | 21,502,000 | 20,819,000 | 22,161,000 | 20,306,000 |
| Equity capital | 10,779,000 | 11,311,000 | 11,692,000 | 11,860,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,213,000 | 2,447,000 | 3,725,000 | 4,990,000 |
| Interest expense | 128,000 | 268,000 | 416,000 | 571,000 |
| Net interest income | 1,085,000 | 2,179,000 | 3,309,000 | 4,419,000 |
| Noninterest income | 197,000 | 390,000 | 556,000 | 742,000 |
| Noninterest expense | 805,000 | 1,631,000 | 2,468,000 | 3,323,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 351,000 |
| Pretax income | 385,000 | 791,000 | 1,161,000 | 1,543,000 |
| Income tax | 84,000 | 171,000 | 244,000 | 311,000 |
| Net income | 301,000 | 620,000 | 917,000 | 1,232,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,150,000 | 11,468,000 | 11,765,000 | 12,082,000 |
| Total capital | 11,941,000 | 12,349,000 | 12,659,000 | 12,985,000 |
| Risk-weighted assets | 69,218,000 | 72,563,000 | 71,477,000 | 72,125,000 |