Call reports 2018
MADISON COUNTY COMMUNITY BANK — 2018
What MADISON COUNTY COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 123,544,000 | 128,103,000 | 126,312,000 | 124,495,000 |
| Total loans | 56,807,000 | 60,832,000 | 59,039,000 | 62,091,000 |
| Allowance for loan losses | 564,000 | 638,000 | 661,000 | 704,000 |
| Securities available for sale | 41,473,000 | 40,877,000 | 42,102,000 | 43,213,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,360,000 | 117,685,000 | 115,706,000 | 112,934,000 |
| Interest-bearing deposits | 92,385,000 | 95,215,000 | 91,568,000 | 92,318,000 |
| Noninterest-bearing deposits | 20,975,000 | 22,470,000 | 24,138,000 | 20,616,000 |
| Equity capital | 9,551,000 | 9,644,000 | 9,729,000 | 10,339,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 968,000 | 2,003,000 | 3,097,000 | 4,281,000 |
| Interest expense | 101,000 | 218,000 | 341,000 | 465,000 |
| Net interest income | 867,000 | 1,785,000 | 2,756,000 | 3,816,000 |
| Noninterest income | 156,000 | 350,000 | 537,000 | 728,000 |
| Noninterest expense | 796,000 | 1,594,000 | 2,368,000 | 3,153,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 152,000 | 391,000 | 700,000 | 1,091,000 |
| Income tax | 28,000 | 81,000 | 151,000 | 233,000 |
| Net income | 124,000 | 310,000 | 549,000 | 858,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,399,000 | 10,585,000 | 10,825,000 | 11,134,000 |
| Total capital | 10,963,000 | 11,223,000 | 11,486,000 | 11,838,000 |
| Risk-weighted assets | 64,720,000 | 69,127,000 | 65,178,000 | 67,106,000 |