Call reports 2017
MADISON COUNTY COMMUNITY BANK — 2017
What MADISON COUNTY COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 118,095,000 | 119,514,000 | 120,161,000 | 124,647,000 |
| Total loans | 53,736,000 | 54,457,000 | 53,966,000 | 54,194,000 |
| Allowance for loan losses | 601,000 | 639,000 | 537,000 | 486,000 |
| Securities available for sale | 39,901,000 | 40,669,000 | 41,078,000 | 40,064,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,761,000 | 108,925,000 | 108,756,000 | 114,052,000 |
| Interest-bearing deposits | 88,029,000 | 89,319,000 | 88,102,000 | 90,895,000 |
| Noninterest-bearing deposits | 19,732,000 | 19,606,000 | 20,654,000 | 23,157,000 |
| Equity capital | 9,780,000 | 10,124,000 | 10,221,000 | 10,077,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 900,000 | 1,829,000 | 2,743,000 | 3,705,000 |
| Interest expense | 91,000 | 183,000 | 279,000 | 384,000 |
| Net interest income | 809,000 | 1,646,000 | 2,464,000 | 3,321,000 |
| Noninterest income | 171,000 | 361,000 | 550,000 | 740,000 |
| Noninterest expense | 748,000 | 1,505,000 | 2,256,000 | 2,995,000 |
| Provision for loan losses | 39,000 | 99,000 | 174,000 | 249,000 |
| Pretax income | 193,000 | 407,000 | 612,000 | 845,000 |
| Income tax | 57,000 | 124,000 | 187,000 | 394,000 |
| Net income | 136,000 | 283,000 | 425,000 | 451,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,225,000 | 10,373,000 | 10,514,000 | 10,540,000 |
| Total capital | 10,826,000 | 11,012,000 | 11,051,000 | 11,026,000 |
| Risk-weighted assets | 62,175,000 | 62,306,000 | 61,164,000 | 61,686,000 |