Call reports 2020
BANK OF MAUSTON — 2020
What BANK OF MAUSTON reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 303,020,000 | 333,828,000 | 342,268,000 | 347,353,000 |
| Total loans | 191,781,000 | 198,555,000 | 203,239,000 | 202,784,000 |
| Allowance for loan losses | 4,632,000 | 4,845,000 | 4,877,000 | 4,906,000 |
| Securities available for sale | 65,282,000 | 71,916,000 | 78,625,000 | 76,493,000 |
| Securities held to maturity | 29,883,000 | 38,208,000 | 49,947,000 | 47,076,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 257,555,000 | 284,343,000 | 292,136,000 | 299,243,000 |
| Interest-bearing deposits | 235,620,000 | 251,307,000 | 258,556,000 | 264,328,000 |
| Noninterest-bearing deposits | 21,935,000 | 33,036,000 | 33,580,000 | 34,915,000 |
| Equity capital | 41,275,000 | 43,526,000 | 44,544,000 | 44,695,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,251,000 | 6,909,000 | 10,285,000 | 13,591,000 |
| Interest expense | 555,000 | 1,000,000 | 1,396,000 | 1,776,000 |
| Net interest income | 2,696,000 | 5,909,000 | 8,889,000 | 11,815,000 |
| Noninterest income | 607,000 | 1,786,000 | 2,968,000 | 4,091,000 |
| Noninterest expense | 1,309,000 | 2,910,000 | 4,563,000 | 5,976,000 |
| Provision for loan losses | 10,000 | 215,000 | 245,000 | 275,000 |
| Pretax income | 1,984,000 | 4,570,000 | 7,049,000 | 9,655,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,984,000 | 4,570,000 | 7,049,000 | 9,655,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,071,000 | 41,607,000 | 42,746,000 | 43,059,000 |
| Total capital | 42,814,000 | 44,449,000 | 45,537,000 | 45,994,000 |
| Risk-weighted assets | 217,570,000 | 225,358,000 | 221,255,000 | 232,847,000 |