Call reports 2016
BANK OF MAUSTON — 2016
What BANK OF MAUSTON reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 287,430,000 | 282,663,000 | 284,272,000 | 285,676,000 |
| Total loans | 181,790,000 | 182,069,000 | 180,636,000 | 180,553,000 |
| Allowance for loan losses | 3,757,000 | 3,692,000 | 3,921,000 | 4,020,000 |
| Securities available for sale | 63,647,000 | 59,032,000 | 62,780,000 | 57,368,000 |
| Securities held to maturity | 29,181,000 | 27,482,000 | 27,994,000 | 26,178,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 239,882,000 | 243,966,000 | 243,447,000 | 246,106,000 |
| Interest-bearing deposits | 222,995,000 | 219,347,000 | 221,541,000 | 222,440,000 |
| Noninterest-bearing deposits | 16,887,000 | 24,619,000 | 21,906,000 | 23,666,000 |
| Equity capital | 32,163,000 | 32,991,000 | 33,886,000 | 32,546,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,870,000 | 5,753,000 | 8,601,000 | 11,424,000 |
| Interest expense | 229,000 | 479,000 | 717,000 | 945,000 |
| Net interest income | 2,641,000 | 5,274,000 | 7,884,000 | 10,479,000 |
| Noninterest income | 623,000 | 1,270,000 | 2,057,000 | 2,619,000 |
| Noninterest expense | 1,422,000 | 2,704,000 | 4,062,000 | 5,563,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 900,000 |
| Pretax income | 1,617,000 | 3,390,000 | 5,204,000 | 6,635,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,617,000 | 3,390,000 | 5,204,000 | 6,635,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,976,000 | 32,349,000 | 33,245,000 | 33,165,000 |
| Total capital | 34,529,000 | 34,876,000 | 35,769,000 | 35,886,000 |
| Risk-weighted assets | 203,055,000 | 201,056,000 | 200,568,000 | 216,387,000 |