Call reports 2015
BANK OF MAUSTON — 2015
What BANK OF MAUSTON reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 266,263,000 | 272,676,000 | 281,878,000 | 284,544,000 |
| Total loans | 157,927,000 | 160,488,000 | 164,573,000 | 171,418,000 |
| Allowance for loan losses | 4,027,000 | 4,333,000 | 3,716,000 | 3,559,000 |
| Securities available for sale | 76,032,000 | 69,895,000 | 71,332,000 | 68,008,000 |
| Securities held to maturity | 20,658,000 | 23,770,000 | 30,124,000 | 30,170,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 229,942,000 | 231,459,000 | 243,710,000 | 237,479,000 |
| Interest-bearing deposits | 215,070,000 | 209,436,000 | 224,143,000 | 219,831,000 |
| Noninterest-bearing deposits | 14,872,000 | 22,023,000 | 19,567,000 | 17,648,000 |
| Equity capital | 30,045,000 | 29,946,000 | 29,810,000 | 30,565,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,680,000 | 5,376,000 | 8,103,000 | 11,001,000 |
| Interest expense | 216,000 | 426,000 | 648,000 | 871,000 |
| Net interest income | 2,464,000 | 4,950,000 | 7,455,000 | 10,130,000 |
| Noninterest income | 618,000 | 1,175,000 | 1,801,000 | 2,535,000 |
| Noninterest expense | 1,324,000 | 2,586,000 | 3,971,000 | 5,486,000 |
| Provision for loan losses | 200,000 | 500,000 | 800,000 | 1,100,000 |
| Pretax income | 1,541,000 | 3,022,000 | 4,467,000 | 6,061,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,541,000 | 3,022,000 | 4,467,000 | 6,061,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,810,000 | 30,470,000 | 29,676,000 | 31,129,000 |
| Total capital | 31,949,000 | 32,643,000 | 31,983,000 | 33,506,000 |
| Risk-weighted assets | 169,249,000 | 171,679,000 | 183,184,000 | 188,975,000 |