Call reports 2014
BANK OF MAUSTON — 2014
What BANK OF MAUSTON reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 262,447,000 | 265,967,000 | 268,098,000 | 262,120,000 |
| Total loans | 146,647,000 | 148,140,000 | 149,100,000 | 154,938,000 |
| Allowance for loan losses | 3,150,000 | 3,151,000 | 3,746,000 | 3,878,000 |
| Securities available for sale | 73,976,000 | 77,164,000 | 83,287,000 | 74,194,000 |
| Securities held to maturity | 19,118,000 | 19,636,000 | 23,375,000 | 21,210,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,786,000 | 228,648,000 | 229,522,000 | 226,690,000 |
| Interest-bearing deposits | 207,924,000 | 204,379,000 | 208,565,000 | 210,837,000 |
| Noninterest-bearing deposits | 19,862,000 | 24,269,000 | 20,957,000 | 15,853,000 |
| Equity capital | 28,459,000 | 28,223,000 | 27,611,000 | 28,781,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,585,000 | 5,208,000 | 7,878,000 | 10,578,000 |
| Interest expense | 279,000 | 548,000 | 807,000 | 1,045,000 |
| Net interest income | 2,306,000 | 4,660,000 | 7,071,000 | 9,533,000 |
| Noninterest income | 535,000 | 1,191,000 | 1,802,000 | 2,472,000 |
| Noninterest expense | 1,352,000 | 2,738,000 | 4,191,000 | 5,721,000 |
| Provision for loan losses | 300,000 | 600,000 | 1,100,000 | 1,300,000 |
| Pretax income | 1,203,000 | 2,527,000 | 3,605,000 | 4,996,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,203,000 | 2,527,000 | 3,605,000 | 4,996,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,698,000 | 28,821,000 | 28,498,000 | 29,089,000 |
| Total capital | 31,978,000 | 31,141,000 | 31,014,000 | 31,466,000 |
| Risk-weighted assets | 181,492,000 | 184,746,000 | 200,011,000 | 188,636,000 |