Call reports 2012
BANK OF MAUSTON — 2012
What BANK OF MAUSTON reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 243,594,000 | 251,547,000 | 259,418,000 | 256,748,000 |
| Total loans | 164,937,000 | 160,500,000 | 157,407,000 | 154,049,000 |
| Allowance for loan losses | 2,048,000 | 1,920,000 | 2,021,000 | 2,427,000 |
| Securities available for sale | 44,661,000 | 57,058,000 | 64,526,000 | 59,685,000 |
| Securities held to maturity | 11,591,000 | 13,817,000 | 14,930,000 | 18,691,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 208,645,000 | 214,744,000 | 221,625,000 | 224,073,000 |
| Interest-bearing deposits | 190,899,000 | 191,531,000 | 201,684,000 | 200,993,000 |
| Noninterest-bearing deposits | 17,746,000 | 23,213,000 | 19,941,000 | 23,080,000 |
| Equity capital | 28,429,000 | 28,242,000 | 29,186,000 | 29,192,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,920,000 | 5,856,000 | 8,778,000 | 11,668,000 |
| Interest expense | 541,000 | 1,048,000 | 1,537,000 | 1,977,000 |
| Net interest income | 2,379,000 | 4,808,000 | 7,241,000 | 9,691,000 |
| Noninterest income | 649,000 | 1,277,000 | 2,070,000 | 2,884,000 |
| Noninterest expense | 1,452,000 | 3,009,000 | 4,406,000 | 5,764,000 |
| Provision for loan losses | 300,000 | 600,000 | 1,250,000 | 1,900,000 |
| Pretax income | 1,276,000 | 2,476,000 | 3,655,000 | 5,012,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,276,000 | 2,476,000 | 3,655,000 | 5,012,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,380,000 | 27,894,000 | 27,953,000 | 28,190,000 |
| Total capital | 30,428,000 | 29,814,000 | 29,974,000 | 30,542,000 |
| Risk-weighted assets | 185,234,000 | 190,192,000 | 193,540,000 | 188,124,000 |