Call reports 2016
FIRST FINANCIAL BANK — 2016
What FIRST FINANCIAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 869,056,000 | 886,902,000 | 901,536,000 | 916,921,000 |
| Total loans | 754,080,000 | 784,035,000 | 796,431,000 | 788,701,000 |
| Allowance for loan losses | 9,290,000 | 9,517,000 | 10,252,000 | 10,538,000 |
| Securities available for sale | 23,694,000 | 21,766,000 | 18,273,000 | 18,972,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 640,425,000 | 660,089,000 | 669,986,000 | 678,727,000 |
| Interest-bearing deposits | 580,989,000 | 601,340,000 | 610,776,000 | 618,988,000 |
| Noninterest-bearing deposits | 59,436,000 | 58,749,000 | 59,210,000 | 59,739,000 |
| Equity capital | 107,075,000 | 110,799,000 | 114,798,000 | 113,623,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 11,341,000 | 22,995,000 | 34,861,000 | 46,558,000 |
| Interest expense | 1,430,000 | 2,909,000 | 4,476,000 | 6,149,000 |
| Net interest income | 9,911,000 | 20,086,000 | 30,385,000 | 40,409,000 |
| Noninterest income | 7,063,000 | 12,755,000 | 22,002,000 | 28,600,000 |
| Noninterest expense | 8,352,000 | 16,725,000 | 25,646,000 | 34,588,000 |
| Provision for loan losses | 550,000 | 1,000,000 | 2,000,000 | 2,500,000 |
| Pretax income | 8,072,000 | 15,116,000 | 24,799,000 | 31,979,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 8,072,000 | 15,116,000 | 24,799,000 | 31,979,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 103,301,000 | 107,033,000 | 111,099,000 | 109,920,000 |
| Total capital | 110,185,000 | 113,914,000 | 118,228,000 | 116,991,000 |
| Risk-weighted assets | 545,361,000 | 544,943,000 | 567,169,000 | 562,234,000 |