Call reports 2011
HERITAGE BANK — 2011
What HERITAGE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 271,204,000 | 275,881,000 | 297,481,000 | 293,537,000 |
| Total loans | 216,600,000 | 216,882,000 | 216,495,000 | 215,274,000 |
| Allowance for loan losses | 2,093,000 | 2,149,000 | 2,153,000 | 2,091,000 |
| Securities available for sale | 17,878,000 | 23,443,000 | 41,834,000 | 45,310,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 226,804,000 | 236,167,000 | 258,660,000 | 250,587,000 |
| Interest-bearing deposits | 145,809,000 | 148,916,000 | 165,270,000 | 157,140,000 |
| Noninterest-bearing deposits | 80,995,000 | 87,251,000 | 93,390,000 | 93,447,000 |
| Equity capital | 34,444,000 | 34,444,000 | 34,581,000 | 34,737,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,054,000 | 6,132,000 | 9,220,000 | 12,327,000 |
| Interest expense | 321,000 | 640,000 | 959,000 | 1,263,000 |
| Net interest income | 2,733,000 | 5,492,000 | 8,261,000 | 11,064,000 |
| Noninterest income | 169,000 | 317,000 | 490,000 | 665,000 |
| Noninterest expense | 2,003,000 | 4,023,000 | 6,044,000 | 8,095,000 |
| Provision for loan losses | 0 | 11,000 | 44,000 | -15,000 |
| Pretax income | 899,000 | 1,862,000 | 2,750,000 | 3,736,000 |
| Income tax | 295,000 | 612,000 | 925,000 | 1,212,000 |
| Net income | 604,000 | 1,250,000 | 1,825,000 | 2,524,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,108,000 | 34,170,000 | 34,181,000 | 34,295,000 |
| Total capital | 36,201,000 | 36,319,000 | 36,333,000 | 36,386,000 |
| Risk-weighted assets | 227,941,000 | 229,497,000 | 231,271,000 | 238,253,000 |