Call reports 2006
HERITAGE BANK — 2006
What HERITAGE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 206,148,000 | 209,131,000 | 216,626,000 | 222,743,000 |
| Total loans | 137,528,000 | 133,533,000 | 136,750,000 | 142,011,000 |
| Allowance for loan losses | 1,362,000 | 1,300,000 | 1,348,000 | 1,373,000 |
| Securities available for sale | 7,776,000 | 22,377,000 | 46,104,000 | 44,902,000 |
| Securities held to maturity | 681,000 | 680,000 | 680,000 | 679,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,759,000 | 177,090,000 | 180,772,000 | 194,064,000 |
| Interest-bearing deposits | 132,714,000 | 131,146,000 | 137,265,000 | 140,703,000 |
| Noninterest-bearing deposits | 44,045,000 | 45,944,000 | 43,506,000 | 53,361,000 |
| Equity capital | 15,185,000 | 17,401,000 | 23,202,000 | 23,251,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,851,000 | 6,046,000 | 9,268,000 | 12,520,000 |
| Interest expense | 1,203,000 | 2,501,000 | 3,910,000 | 5,275,000 |
| Net interest income | 1,648,000 | 3,545,000 | 5,358,000 | 7,245,000 |
| Noninterest income | 329,000 | 662,000 | 942,000 | 1,219,000 |
| Noninterest expense | 1,945,000 | 3,875,000 | 5,703,000 | 7,722,000 |
| Provision for loan losses | 17,000 | 17,000 | 48,000 | 64,000 |
| Pretax income | 15,000 | 315,000 | 549,000 | 678,000 |
| Income tax | 5,000 | 95,000 | 175,000 | 219,000 |
| Net income | 10,000 | 220,000 | 374,000 | 459,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,234,000 | 17,438,000 | 23,198,000 | 23,239,000 |
| Total capital | 16,596,000 | 18,738,000 | 24,546,000 | 24,612,000 |
| Risk-weighted assets | 159,897,000 | 153,558,000 | 162,756,000 | 164,068,000 |
Machine access — free, no API key
Every figure shown here about HERITAGE BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.