Call reports 2005
HERITAGE BANK — 2005
What HERITAGE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 167,139,000 | 182,502,000 | 205,410,000 | 204,610,000 |
| Total loans | 129,855,000 | 122,862,000 | 125,703,000 | 133,117,000 |
| Allowance for loan losses | 1,289,000 | 1,283,000 | 1,288,000 | 1,335,000 |
| Securities available for sale | 13,283,000 | 12,785,000 | 11,203,000 | 9,179,000 |
| Securities held to maturity | 1,188,000 | 1,185,000 | 1,183,000 | 681,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,870,000 | 152,562,000 | 173,641,000 | 172,891,000 |
| Interest-bearing deposits | 101,675,000 | 39,322,000 | 129,052,000 | 134,812,000 |
| Noninterest-bearing deposits | 30,195,000 | 113,240,000 | 44,589,000 | 38,079,000 |
| Equity capital | 15,296,000 | 15,625,000 | 15,602,000 | 15,255,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,352,000 | 4,998,000 | 7,748,000 | 10,244,000 |
| Interest expense | 659,000 | 1,540,000 | 2,594,000 | 3,757,000 |
| Net interest income | 1,693,000 | 3,458,000 | 5,154,000 | 6,487,000 |
| Noninterest income | 327,000 | 571,000 | 823,000 | 1,478,000 |
| Noninterest expense | 1,133,000 | 2,705,000 | 4,353,000 | 6,379,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 56,000 |
| Pretax income | 857,000 | 1,294,000 | 1,594,000 | 1,530,000 |
| Income tax | 283,000 | 427,000 | 526,000 | 493,000 |
| Net income | 574,000 | 867,000 | 1,068,000 | 1,037,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,346,000 | 15,572,000 | 15,530,000 | 15,296,000 |
| Total capital | 16,635,000 | 16,855,000 | 16,818,000 | 16,631,000 |
| Risk-weighted assets | 129,002,000 | 133,129,000 | 140,565,000 | 145,955,000 |
Machine access — free, no API key
Every figure shown here about HERITAGE BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.