Call reports 2019
OCULINA BANK, THE — 2019
What OCULINA BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 |
|---|---|
| Total assets | 364,834,000 |
| Total loans | 322,754,000 |
| Allowance for loan losses | 2,566,000 |
| Securities available for sale | 3,654,000 |
| Securities held to maturity | 584,000 |
| Trading assets | 0 |
| Total deposits | 308,407,000 |
| Interest-bearing deposits | 235,807,000 |
| Noninterest-bearing deposits | 72,600,000 |
| Equity capital | 27,254,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 |
|---|---|
| Interest income | 3,867,000 |
| Interest expense | 1,092,000 |
| Net interest income | 2,775,000 |
| Noninterest income | 328,000 |
| Noninterest expense | 3,400,000 |
| Provision for loan losses | 75,000 |
| Pretax income | -372,000 |
| Income tax | -102,000 |
| Net income | -270,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 |
|---|---|
| Tier 1 capital | 27,297,000 |
| Total capital | 29,811,000 |
| Risk-weighted assets | 201,094,000 |