Call reports 2012
OCULINA BANK, THE — 2012
What OCULINA BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 143,049,000 | 139,553,000 | 136,703,000 | 141,573,000 |
| Total loans | 99,123,000 | 105,332,000 | 113,507,000 | 115,333,000 |
| Allowance for loan losses | 2,146,000 | 2,111,000 | 2,084,000 | 2,059,000 |
| Securities available for sale | 5,527,000 | 4,015,000 | 3,023,000 | 2,515,000 |
| Securities held to maturity | 859,000 | 858,000 | 857,000 | 856,000 |
| Trading assets | 959,000 | 0 | 824,000 | 806,000 |
| Total deposits | 130,945,000 | 127,181,000 | 124,035,000 | 129,092,000 |
| Interest-bearing deposits | 111,429,000 | 108,921,000 | 105,338,000 | 106,675,000 |
| Noninterest-bearing deposits | 19,516,000 | 18,260,000 | 18,697,000 | 22,417,000 |
| Equity capital | 11,913,000 | 12,187,000 | 12,371,000 | 12,335,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,423,000 | 2,891,000 | 4,391,000 | 6,042,000 |
| Interest expense | 299,000 | 585,000 | 859,000 | 1,138,000 |
| Net interest income | 1,124,000 | 2,306,000 | 3,532,000 | 4,904,000 |
| Noninterest income | 224,000 | 588,000 | 932,000 | 1,170,000 |
| Noninterest expense | 778,000 | 2,027,000 | 3,408,000 | 4,914,000 |
| Provision for loan losses | 75,000 | 90,000 | 105,000 | 245,000 |
| Pretax income | 495,000 | 777,000 | 951,000 | 915,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 495,000 | 777,000 | 951,000 | 915,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,915,000 | 12,197,000 | 12,372,000 | 12,335,000 |
| Total capital | 13,024,000 | 13,357,000 | 13,589,000 | 13,561,000 |
| Risk-weighted assets | 87,647,000 | 91,839,000 | 96,488,000 | 97,217,000 |