Call reports 2026
GUARANTY STATE BANK AND TRUST COMPANY — 2026
What GUARANTY STATE BANK AND TRUST COMPANY reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 386,468,000 | 381,435,000 |
| Total loans | 253,187,000 | 259,178,000 |
| Allowance for loan losses | 2,847,000 | 2,851,000 |
| Securities available for sale | 99,054,000 | 105,919,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 333,348,000 | 324,643,000 |
| Interest-bearing deposits | 261,225,000 | 257,163,000 |
| Noninterest-bearing deposits | 72,123,000 | 67,480,000 |
| Equity capital | 38,206,000 | 39,099,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,833,000 | 9,809,000 |
| Interest expense | 1,884,000 | 3,719,000 |
| Net interest income | 2,949,000 | 6,090,000 |
| Noninterest income | 568,000 | 956,000 |
| Noninterest expense | 2,146,000 | 4,464,000 |
| Provision for loan losses | -175,000 | -175,000 |
| Pretax income | 1,532,000 | 2,462,000 |
| Income tax | 285,000 | 440,000 |
| Net income | 1,247,000 | 2,022,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 44,666,000 | 45,422,000 |