Call reports 2021
GUARANTY STATE BANK AND TRUST COMPANY — 2021
What GUARANTY STATE BANK AND TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 346,199,000 | 340,847,000 | 338,921,000 | 355,531,000 |
| Total loans | 212,049,000 | 211,603,000 | 214,980,000 | 218,464,000 |
| Allowance for loan losses | 3,050,000 | 2,901,000 | 2,886,000 | 2,870,000 |
| Securities available for sale | 58,661,000 | 75,474,000 | 82,265,000 | 91,816,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 282,586,000 | 278,126,000 | 276,869,000 | 293,956,000 |
| Interest-bearing deposits | 210,065,000 | 210,490,000 | 207,543,000 | 215,825,000 |
| Noninterest-bearing deposits | 72,521,000 | 67,636,000 | 69,326,000 | 78,131,000 |
| Equity capital | 42,101,000 | 41,354,000 | 41,277,000 | 41,255,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,805,000 | 6,063,000 | 9,675,000 | 12,742,000 |
| Interest expense | 446,000 | 862,000 | 1,265,000 | 1,647,000 |
| Net interest income | 2,359,000 | 5,201,000 | 8,410,000 | 11,095,000 |
| Noninterest income | 633,000 | 885,000 | 1,151,000 | 1,439,000 |
| Noninterest expense | 1,761,000 | 3,646,000 | 5,687,000 | 8,118,000 |
| Provision for loan losses | -975,000 | -1,075,000 | -1,090,000 | -1,090,000 |
| Pretax income | 2,206,000 | 3,515,000 | 4,964,000 | 5,506,000 |
| Income tax | 206,000 | 511,000 | 796,000 | 866,000 |
| Net income | 2,000,000 | 3,004,000 | 4,168,000 | 4,640,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,060,000 | 39,160,000 | 39,227,000 | 39,731,000 |