Call reports 2013
GUARANTY STATE BANK AND TRUST COMPANY — 2013
What GUARANTY STATE BANK AND TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 181,882,000 | 183,131,000 | 189,964,000 | 189,259,000 |
| Total loans | 143,276,000 | 148,742,000 | 150,249,000 | 151,327,000 |
| Allowance for loan losses | 1,768,000 | 1,719,000 | 2,220,000 | 2,221,000 |
| Securities available for sale | 18,521,000 | 23,830,000 | 23,617,000 | 27,867,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,039,000 | 146,590,000 | 153,288,000 | 153,373,000 |
| Interest-bearing deposits | 122,577,000 | 125,653,000 | 129,190,000 | 125,820,000 |
| Noninterest-bearing deposits | 22,462,000 | 20,937,000 | 24,098,000 | 27,553,000 |
| Equity capital | 18,711,000 | 18,614,000 | 18,856,000 | 19,073,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,047,000 | 4,105,000 | 6,154,000 | 8,254,000 |
| Interest expense | 469,000 | 933,000 | 1,394,000 | 1,837,000 |
| Net interest income | 1,578,000 | 3,172,000 | 4,760,000 | 6,417,000 |
| Noninterest income | 172,000 | 307,000 | 413,000 | 550,000 |
| Noninterest expense | 1,001,000 | 2,021,000 | 2,869,000 | 3,921,000 |
| Provision for loan losses | 0 | 0 | 500,000 | 500,000 |
| Pretax income | 749,000 | 1,458,000 | 1,820,000 | 2,566,000 |
| Income tax | 216,000 | 495,000 | 675,000 | 979,000 |
| Net income | 533,000 | 963,000 | 1,145,000 | 1,587,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,273,000 | 18,702,000 | 18,885,000 | 19,274,000 |
| Total capital | 20,041,000 | 20,421,000 | 20,907,000 | 21,304,000 |
| Risk-weighted assets | 155,031,000 | 159,436,000 | 161,812,000 | 163,587,000 |
Machine access — free, no API key
Every figure shown here about GUARANTY STATE BANK AND TRUST COMPANY — 2013 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.