Call reports 2011
GUARANTY STATE BANK AND TRUST COMPANY — 2011
What GUARANTY STATE BANK AND TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 151,938,000 | 150,937,000 | 152,453,000 | 166,466,000 |
| Total loans | 122,177,000 | 122,451,000 | 126,199,000 | 141,754,000 |
| Allowance for loan losses | 1,560,000 | 1,556,000 | 1,554,000 | 1,701,000 |
| Securities available for sale | 22,184,000 | 19,415,000 | 17,780,000 | 15,584,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,669,000 | 114,007,000 | 117,476,000 | 127,309,000 |
| Interest-bearing deposits | 99,553,000 | 97,540,000 | 88,012,000 | 105,943,000 |
| Noninterest-bearing deposits | 17,116,000 | 16,467,000 | 29,464,000 | 21,366,000 |
| Equity capital | 15,207,000 | 15,683,000 | 16,224,000 | 16,612,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,902,000 | 3,811,000 | 5,719,000 | 7,724,000 |
| Interest expense | 486,000 | 957,000 | 1,427,000 | 1,912,000 |
| Net interest income | 1,416,000 | 2,854,000 | 4,292,000 | 5,812,000 |
| Noninterest income | 178,000 | 310,000 | 410,000 | 648,000 |
| Noninterest expense | 887,000 | 1,889,000 | 2,858,000 | 3,977,000 |
| Provision for loan losses | 0 | 0 | 0 | 150,000 |
| Pretax income | 707,000 | 1,302,000 | 1,874,000 | 2,372,000 |
| Income tax | 146,000 | 418,000 | 614,000 | 739,000 |
| Net income | 561,000 | 884,000 | 1,260,000 | 1,633,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,055,000 | 15,353,000 | 15,730,000 | 16,103,000 |
| Total capital | 16,615,000 | 16,909,000 | 17,284,000 | 17,804,000 |
| Risk-weighted assets | 131,173,000 | 131,340,000 | 133,903,000 | 152,132,000 |