Call report 2015Q4
SOUTHERN HERITAGE BANK — 2015Q4
The 22 measures SOUTHERN HERITAGE BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 261,738,000 | USD | evidence → |
| Total loans | 138,284,000 | USD | evidence → |
| Allowance for loan losses | 430,000 | USD | evidence → |
| Securities available for sale | 83,454,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 222,013,000 | USD | evidence → |
| Interest-bearing deposits | 185,788,000 | USD | evidence → |
| Noninterest-bearing deposits | 36,225,000 | USD | evidence → |
| Equity capital | 38,919,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,345,000 | USD | evidence → |
| Interest expense | 764,000 | USD | evidence → |
| Net interest income | 8,581,000 | USD | evidence → |
| Noninterest income | 3,002,000 | USD | evidence → |
| Noninterest expense | 8,069,000 | USD | evidence → |
| Provision for loan losses | 676,000 | USD | evidence → |
| Pretax income | 3,075,000 | USD | evidence → |
| Income tax | 666,000 | USD | evidence → |
| Net income | 2,409,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 29,137,000 | USD | evidence → |
| Total capital | 29,567,000 | USD | evidence → |
| Risk-weighted assets | 164,858,000 | USD | evidence → |