Call reports 2026
CLEVELAND STATE BANK, THE — 2026
What CLEVELAND STATE BANK, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 345,735,000 | 340,225,000 |
| Total loans | 171,772,000 | 178,966,000 |
| Allowance for loan losses | 2,244,000 | 2,265,000 |
| Securities available for sale | 71,635,000 | 75,385,000 |
| Securities held to maturity | 48,167,000 | 47,558,000 |
| Trading assets | 0 | 0 |
| Total deposits | 319,404,000 | 312,012,000 |
| Interest-bearing deposits | 220,259,000 | 222,905,000 |
| Noninterest-bearing deposits | 99,145,000 | 89,107,000 |
| Equity capital | 23,689,000 | 25,551,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,820,000 | 7,764,000 |
| Interest expense | 1,087,000 | 2,188,000 |
| Net interest income | 2,733,000 | 5,576,000 |
| Noninterest income | 411,000 | 784,000 |
| Noninterest expense | 2,050,000 | 4,196,000 |
| Provision for loan losses | 30,000 | 60,000 |
| Pretax income | 1,064,000 | 2,104,000 |
| Income tax | 194,000 | 386,000 |
| Net income | 870,000 | 1,718,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 37,072,000 | 37,917,000 |