Call reports 2024
CLEVELAND STATE BANK, THE — 2024
What CLEVELAND STATE BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 324,738,000 | 318,417,000 | 317,120,000 | 323,399,000 |
| Total loans | 160,634,000 | 165,679,000 | 163,660,000 | 162,207,000 |
| Allowance for loan losses | 2,359,000 | 2,385,000 | 2,294,000 | 2,282,000 |
| Securities available for sale | 65,267,000 | 64,977,000 | 65,943,000 | 65,611,000 |
| Securities held to maturity | 52,910,000 | 52,346,000 | 51,662,000 | 51,135,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 304,146,000 | 296,860,000 | 292,686,000 | 301,423,000 |
| Interest-bearing deposits | 203,599,000 | 201,052,000 | 202,144,000 | 208,010,000 |
| Noninterest-bearing deposits | 100,547,000 | 95,808,000 | 90,542,000 | 93,413,000 |
| Equity capital | 17,597,000 | 18,352,000 | 20,898,000 | 18,577,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,490,000 | 7,107,000 | 10,689,000 | 14,317,000 |
| Interest expense | 942,000 | 2,007,000 | 3,079,000 | 4,148,000 |
| Net interest income | 2,548,000 | 5,100,000 | 7,610,000 | 10,169,000 |
| Noninterest income | 640,000 | 1,023,000 | 1,373,000 | 1,817,000 |
| Noninterest expense | 2,039,000 | 4,131,000 | 6,164,000 | 8,340,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 1,119,000 | 1,932,000 | 2,729,000 | 3,526,000 |
| Income tax | 204,000 | 357,000 | 509,000 | 620,000 |
| Net income | 915,000 | 1,575,000 | 2,220,000 | 2,906,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,137,000 | 34,798,000 | 35,443,000 | 34,629,000 |