Call reports 2023
CLEVELAND STATE BANK, THE — 2023
What CLEVELAND STATE BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 322,705,000 | 305,554,000 | 306,428,000 | 314,841,000 |
| Total loans | 147,630,000 | 151,602,000 | 154,449,000 | 155,097,000 |
| Allowance for loan losses | 2,031,000 | 2,043,000 | 2,070,000 | 2,341,000 |
| Securities available for sale | 73,157,000 | 70,950,000 | 56,860,000 | 65,139,000 |
| Securities held to maturity | 55,293,000 | 54,673,000 | 53,994,000 | 53,452,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 300,737,000 | 284,782,000 | 285,480,000 | 293,899,000 |
| Interest-bearing deposits | 197,473,000 | 183,536,000 | 182,943,000 | 185,669,000 |
| Noninterest-bearing deposits | 103,264,000 | 101,246,000 | 102,537,000 | 108,230,000 |
| Equity capital | 14,157,000 | 14,335,000 | 15,177,000 | 17,166,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,786,000 | 5,775,000 | 8,791,000 | 12,027,000 |
| Interest expense | 328,000 | 975,000 | 1,725,000 | 2,557,000 |
| Net interest income | 2,458,000 | 4,800,000 | 7,066,000 | 9,470,000 |
| Noninterest income | 351,000 | 737,000 | 4,221,000 | 4,972,000 |
| Noninterest expense | 1,946,000 | 3,905,000 | 6,354,000 | 9,464,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 395,000 |
| Pretax income | 833,000 | 1,572,000 | 4,843,000 | 4,583,000 |
| Income tax | 166,000 | 315,000 | 896,000 | 866,000 |
| Net income | 667,000 | 1,257,000 | 3,947,000 | 3,717,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,774,000 | 32,362,000 | 35,054,000 | 33,223,000 |
| Total capital | 33,805,000 | 34,405,000 | — | — |
| Risk-weighted assets | 185,901,000 | 186,489,000 | — | — |