Call reports 2022
CLEVELAND STATE BANK, THE — 2022
What CLEVELAND STATE BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 328,288,000 | 310,988,000 | 306,480,000 | 307,136,000 |
| Total loans | 132,246,000 | 137,239,000 | 142,914,000 | 143,205,000 |
| Allowance for loan losses | 1,960,000 | 1,978,000 | 2,006,000 | 2,020,000 |
| Securities available for sale | 142,896,000 | 134,134,000 | 75,193,000 | 76,059,000 |
| Securities held to maturity | 62,000 | 62,000 | 56,536,000 | 55,870,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 306,090,000 | 295,758,000 | 285,004,000 | 285,382,000 |
| Interest-bearing deposits | 198,220,000 | 189,640,000 | 182,407,000 | 179,816,000 |
| Noninterest-bearing deposits | 107,870,000 | 106,118,000 | 102,597,000 | 105,566,000 |
| Equity capital | 17,151,000 | 10,343,000 | 8,457,000 | 10,006,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,296,000 | 4,711,000 | 7,243,000 | 9,877,000 |
| Interest expense | 147,000 | 307,000 | 428,000 | 633,000 |
| Net interest income | 2,149,000 | 4,404,000 | 6,815,000 | 9,244,000 |
| Noninterest income | 395,000 | 950,000 | 1,333,000 | 1,784,000 |
| Noninterest expense | 1,900,000 | 3,797,000 | 5,780,000 | 7,737,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 614,000 | 1,497,000 | 2,278,000 | 3,171,000 |
| Income tax | 131,000 | 307,000 | 467,000 | 469,000 |
| Net income | 483,000 | 1,190,000 | 1,811,000 | 2,702,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,387,000 | 31,094,000 | 31,716,000 | 31,106,000 |
| Total capital | 32,347,000 | 33,072,000 | 33,722,000 | 33,126,000 |
| Risk-weighted assets | 165,732,000 | 176,145,000 | 176,978,000 | 180,892,000 |