Call reports 2021
CLEVELAND STATE BANK, THE — 2021
What CLEVELAND STATE BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 302,804,000 | 300,892,000 | 303,566,000 | 339,992,000 |
| Total loans | 130,897,000 | 137,062,000 | 128,229,000 | 132,541,000 |
| Allowance for loan losses | 1,678,000 | 1,711,000 | 1,719,000 | 1,986,000 |
| Securities available for sale | 127,276,000 | 130,541,000 | 133,943,000 | 143,418,000 |
| Securities held to maturity | 100,000 | 90,000 | 83,000 | 82,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 272,439,000 | 269,174,000 | 269,845,000 | 309,328,000 |
| Interest-bearing deposits | 172,093,000 | 174,771,000 | 172,747,000 | 192,133,000 |
| Noninterest-bearing deposits | 100,346,000 | 94,403,000 | 97,098,000 | 117,195,000 |
| Equity capital | 23,967,000 | 25,668,000 | 27,400,000 | 25,067,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,892,000 | 5,672,000 | 7,884,000 | 10,096,000 |
| Interest expense | 134,000 | 283,000 | 426,000 | 566,000 |
| Net interest income | 2,758,000 | 5,389,000 | 7,458,000 | 9,530,000 |
| Noninterest income | 300,000 | 598,000 | 2,744,000 | 3,055,000 |
| Noninterest expense | 1,827,000 | 3,634,000 | 5,494,000 | 7,430,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 520,000 |
| Pretax income | 1,232,000 | 2,324,000 | 4,649,000 | 4,666,000 |
| Income tax | 235,000 | 451,000 | 897,000 | 883,000 |
| Net income | 997,000 | 1,873,000 | 3,752,000 | 3,783,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,243,000 | 29,117,000 | 30,996,000 | 29,428,000 |