Call reports 2020
CLEVELAND STATE BANK, THE — 2020
What CLEVELAND STATE BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 239,172,000 | 262,428,000 | 262,917,000 | 278,419,000 |
| Total loans | 130,000,000 | 143,723,000 | 142,913,000 | 129,622,000 |
| Allowance for loan losses | 1,572,000 | 1,622,000 | 1,655,000 | 1,652,000 |
| Securities available for sale | 74,302,000 | 76,168,000 | 83,689,000 | 100,372,000 |
| Securities held to maturity | 117,000 | 122,000 | 119,000 | 116,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 209,347,000 | 231,178,000 | 231,229,000 | 247,681,000 |
| Interest-bearing deposits | 136,821,000 | 145,382,000 | 144,281,000 | 148,607,000 |
| Noninterest-bearing deposits | 72,526,000 | 85,796,000 | 86,948,000 | 99,074,000 |
| Equity capital | 25,597,000 | 26,767,000 | 27,177,000 | 26,536,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,263,000 | 4,967,000 | 7,145,000 | 9,302,000 |
| Interest expense | 170,000 | 340,000 | 495,000 | 631,000 |
| Net interest income | 2,093,000 | 4,627,000 | 6,650,000 | 8,671,000 |
| Noninterest income | 301,000 | 543,000 | 810,000 | 1,226,000 |
| Noninterest expense | 1,716,000 | 3,413,000 | 5,073,000 | 6,968,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 648,000 | 1,697,000 | 2,297,000 | 2,809,000 |
| Income tax | 132,000 | 333,000 | 456,000 | 499,000 |
| Net income | 516,000 | 1,364,000 | 1,841,000 | 2,310,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,651,000 | 27,499,000 | 27,975,000 | 27,245,000 |