Call reports 2018
CLEVELAND STATE BANK, THE — 2018
What CLEVELAND STATE BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 235,042,000 | 230,639,000 | 222,820,000 | 226,828,000 |
| Total loans | 120,557,000 | 125,043,000 | 124,763,000 | 125,843,000 |
| Allowance for loan losses | 1,643,000 | 1,660,000 | 1,675,000 | 1,686,000 |
| Securities available for sale | 79,472,000 | 77,469,000 | 69,944,000 | 69,342,000 |
| Securities held to maturity | 317,000 | 311,000 | 310,000 | 308,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,635,000 | 205,816,000 | 192,630,000 | 198,636,000 |
| Interest-bearing deposits | 143,184,000 | 138,945,000 | 131,992,000 | 131,758,000 |
| Noninterest-bearing deposits | 67,451,000 | 66,871,000 | 60,638,000 | 66,878,000 |
| Equity capital | 20,957,000 | 21,312,000 | 21,553,000 | 21,362,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,111,000 | 4,281,000 | 6,480,000 | 8,720,000 |
| Interest expense | 98,000 | 206,000 | 326,000 | 485,000 |
| Net interest income | 2,013,000 | 4,075,000 | 6,154,000 | 8,235,000 |
| Noninterest income | 823,000 | 1,128,000 | 1,665,000 | 1,987,000 |
| Noninterest expense | 1,689,000 | 3,385,000 | 5,029,000 | 6,780,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 1,117,000 | 1,758,000 | 2,709,000 | 3,330,000 |
| Income tax | 157,000 | 281,000 | 472,000 | 553,000 |
| Net income | 960,000 | 1,477,000 | 2,237,000 | 2,777,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,556,000 | 25,073,000 | 25,832,000 | 24,973,000 |
| Total capital | 26,199,000 | 26,733,000 | 27,507,000 | 26,659,000 |
| Risk-weighted assets | 142,804,000 | 144,713,000 | 142,045,000 | 143,659,000 |