Call reports 2017
CLEVELAND STATE BANK, THE — 2017
What CLEVELAND STATE BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 235,026,000 | 227,576,000 | 228,560,000 | 225,592,000 |
| Total loans | 118,086,000 | 124,763,000 | 124,000,000 | 120,366,000 |
| Allowance for loan losses | 1,709,000 | 1,736,000 | 1,612,000 | 1,595,000 |
| Securities available for sale | 79,448,000 | 78,896,000 | 76,330,000 | 76,492,000 |
| Securities held to maturity | 458,000 | 464,000 | 461,000 | 460,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,752,000 | 202,000,000 | 202,534,000 | 200,983,000 |
| Interest-bearing deposits | 145,673,000 | 142,654,000 | 141,235,000 | 136,686,000 |
| Noninterest-bearing deposits | 65,079,000 | 59,346,000 | 61,299,000 | 64,297,000 |
| Equity capital | 20,985,000 | 22,080,000 | 22,466,000 | 21,290,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,018,000 | 4,124,000 | 6,253,000 | 8,380,000 |
| Interest expense | 88,000 | 176,000 | 268,000 | 358,000 |
| Net interest income | 1,930,000 | 3,948,000 | 5,985,000 | 8,022,000 |
| Noninterest income | 355,000 | 684,000 | 1,018,000 | 1,373,000 |
| Noninterest expense | 1,680,000 | 3,314,000 | 4,942,000 | 6,595,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 575,000 | 1,258,000 | 1,971,000 | 2,680,000 |
| Income tax | 151,000 | 328,000 | 516,000 | 856,000 |
| Net income | 424,000 | 930,000 | 1,455,000 | 1,824,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,196,000 | 23,702,000 | 24,226,000 | 23,596,000 |
| Total capital | 24,905,000 | 25,438,000 | 25,838,000 | 25,191,000 |
| Risk-weighted assets | 140,511,000 | 143,235,000 | 142,603,000 | 140,627,000 |