Call reports 2011
CLEVELAND STATE BANK, THE — 2011
What CLEVELAND STATE BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 181,578,000 | 178,199,000 | 180,937,000 | 185,048,000 |
| Total loans | 104,054,000 | 106,909,000 | 108,936,000 | 104,238,000 |
| Allowance for loan losses | 1,754,000 | 1,695,000 | 1,698,000 | 1,755,000 |
| Securities available for sale | 45,107,000 | 46,869,000 | 47,847,000 | 53,349,000 |
| Securities held to maturity | 559,000 | 577,000 | 546,000 | 550,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,792,000 | 149,651,000 | 152,144,000 | 155,085,000 |
| Interest-bearing deposits | 111,916,000 | 110,519,000 | 108,428,000 | 110,901,000 |
| Noninterest-bearing deposits | 42,876,000 | 39,132,000 | 43,716,000 | 44,184,000 |
| Equity capital | 19,396,000 | 20,171,000 | 21,003,000 | 20,412,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,863,000 | 3,739,000 | 5,635,000 | 7,522,000 |
| Interest expense | 194,000 | 379,000 | 556,000 | 710,000 |
| Net interest income | 1,669,000 | 3,360,000 | 5,079,000 | 6,812,000 |
| Noninterest income | 323,000 | 584,000 | 912,000 | 1,257,000 |
| Noninterest expense | 1,562,000 | 3,094,000 | 4,652,000 | 6,245,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 110,000 |
| Pretax income | 415,000 | 820,000 | 1,294,000 | 1,714,000 |
| Income tax | 103,000 | 204,000 | 323,000 | 405,000 |
| Net income | 312,000 | 616,000 | 971,000 | 1,309,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,849,000 | 20,153,000 | 20,508,000 | 19,896,000 |
| Total capital | 21,444,000 | 21,580,000 | 21,947,000 | 21,301,000 |
| Risk-weighted assets | 127,457,000 | 113,928,000 | 114,853,000 | 112,084,000 |