Call reports 2025
SAVINGS BANK OF WALPOLE — 2025
What SAVINGS BANK OF WALPOLE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 800,795,000 | 805,858,000 | 819,437,000 | 838,861,000 |
| Total loans | 593,259,000 | 601,715,000 | 609,651,000 | 608,024,000 |
| Allowance for loan losses | 5,918,000 | 6,012,000 | 5,929,000 | 5,874,000 |
| Securities available for sale | 116,606,000 | 126,380,000 | 132,696,000 | 133,568,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 736,585,000 | 738,321,000 | 750,562,000 | 766,815,000 |
| Interest-bearing deposits | 639,036,000 | 637,061,000 | 644,270,000 | 659,529,000 |
| Noninterest-bearing deposits | 97,549,000 | 101,260,000 | 106,292,000 | 107,286,000 |
| Equity capital | 56,520,000 | 58,470,000 | 61,186,000 | 63,457,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 9,021,000 | 18,472,000 | 28,285,000 | 38,359,000 |
| Interest expense | 2,170,000 | 4,388,000 | 6,594,000 | 8,792,000 |
| Net interest income | 6,851,000 | 14,084,000 | 21,691,000 | 29,567,000 |
| Noninterest income | 794,000 | 1,662,000 | 2,613,000 | 3,624,000 |
| Noninterest expense | 5,827,000 | 11,780,000 | 18,027,000 | 24,189,000 |
| Provision for loan losses | 165,000 | 275,000 | 375,000 | 750,000 |
| Pretax income | 1,653,000 | 3,743,000 | 5,916,000 | 8,264,000 |
| Income tax | 378,000 | 888,000 | 1,384,000 | 1,939,000 |
| Net income | 1,275,000 | 2,855,000 | 4,532,000 | 6,325,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,069,000 | 68,511,000 | 70,049,000 | 71,702,000 |
| Total capital | 73,260,000 | 74,795,000 | 76,306,000 | 77,919,000 |
| Risk-weighted assets | 517,068,000 | 528,898,000 | 532,084,000 | 526,179,000 |