Call reports 2024
SAVINGS BANK OF WALPOLE — 2024
What SAVINGS BANK OF WALPOLE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 760,475,000 | 764,903,000 | 794,567,000 | 777,879,000 |
| Total loans | 576,022,000 | 593,081,000 | 588,776,000 | 590,868,000 |
| Allowance for loan losses | 5,932,000 | 5,887,000 | 5,855,000 | 5,831,000 |
| Securities available for sale | 102,208,000 | 98,715,000 | 97,721,000 | 108,062,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 679,167,000 | 682,796,000 | 707,506,000 | 716,969,000 |
| Interest-bearing deposits | 579,422,000 | 584,531,000 | 606,374,000 | 617,975,000 |
| Noninterest-bearing deposits | 99,745,000 | 98,265,000 | 101,132,000 | 98,994,000 |
| Equity capital | 49,359,000 | 50,593,000 | 54,737,000 | 53,665,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 8,008,000 | 16,310,000 | 25,106,000 | 34,065,000 |
| Interest expense | 1,896,000 | 4,047,000 | 6,436,000 | 8,788,000 |
| Net interest income | 6,112,000 | 12,263,000 | 18,670,000 | 25,277,000 |
| Noninterest income | 804,000 | 1,631,000 | 2,545,000 | 3,505,000 |
| Noninterest expense | 5,258,000 | 10,463,000 | 15,867,000 | 21,468,000 |
| Provision for loan losses | -40,000 | -5,000 | -5,000 | 0 |
| Pretax income | 1,670,000 | 3,352,000 | 5,269,000 | 7,156,000 |
| Income tax | 404,000 | 821,000 | 1,284,000 | 1,740,000 |
| Net income | 1,266,000 | 2,531,000 | 3,985,000 | 5,416,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,190,000 | 63,319,000 | 64,637,000 | 65,930,000 |
| Total capital | 68,339,000 | 69,479,000 | 70,765,000 | 72,034,000 |
| Risk-weighted assets | 506,186,000 | 516,815,000 | 517,646,000 | 514,576,000 |