Call reports 2023
SAVINGS BANK OF WALPOLE — 2023
What SAVINGS BANK OF WALPOLE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 704,016,000 | 736,677,000 | 734,470,000 | 727,730,000 |
| Total loans | 558,490,000 | 586,930,000 | 591,923,000 | 587,845,000 |
| Allowance for loan losses | 5,689,000 | 5,820,000 | 6,046,000 | 5,971,000 |
| Securities available for sale | 116,770,000 | 113,540,000 | 106,181,000 | 107,003,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 652,422,000 | 664,243,000 | 660,381,000 | 660,214,000 |
| Interest-bearing deposits | 562,373,000 | 567,524,000 | 556,870,000 | 555,196,000 |
| Noninterest-bearing deposits | 90,049,000 | 96,719,000 | 103,511,000 | 105,018,000 |
| Equity capital | 44,712,000 | 44,564,000 | 43,119,000 | 49,050,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,314,000 | 13,149,000 | 20,512,000 | 28,127,000 |
| Interest expense | 426,000 | 1,267,000 | 2,645,000 | 4,128,000 |
| Net interest income | 5,888,000 | 11,882,000 | 17,867,000 | 23,999,000 |
| Noninterest income | 759,000 | 1,570,000 | 2,405,000 | 3,275,000 |
| Noninterest expense | 5,000,000 | 10,241,000 | 15,547,000 | 20,281,000 |
| Provision for loan losses | 160,000 | 400,000 | 640,000 | 205,000 |
| Pretax income | 1,447,000 | 2,741,000 | 4,005,000 | 6,700,000 |
| Income tax | 346,000 | 652,000 | 954,000 | 1,629,000 |
| Net income | 1,101,000 | 2,089,000 | 3,051,000 | 5,071,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,498,000 | 58,350,000 | 59,175,000 | 61,060,000 |
| Total capital | 63,227,000 | 64,341,000 | 65,402,000 | 67,220,000 |
| Risk-weighted assets | 486,743,000 | 514,687,000 | 518,470,000 | 505,566,000 |