Call reports 2022
SAVINGS BANK OF WALPOLE — 2022
What SAVINGS BANK OF WALPOLE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 675,480,000 | 687,772,000 | 703,383,000 | 702,716,000 |
| Total loans | 485,470,000 | 511,976,000 | 544,604,000 | 551,441,000 |
| Allowance for loan losses | 4,571,000 | 4,750,000 | 5,065,000 | 5,518,000 |
| Securities available for sale | 135,726,000 | 131,844,000 | 121,414,000 | 118,317,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 625,612,000 | 640,669,000 | 659,450,000 | 654,989,000 |
| Interest-bearing deposits | 546,720,000 | 555,801,000 | 570,810,000 | 567,657,000 |
| Noninterest-bearing deposits | 78,892,000 | 84,868,000 | 88,640,000 | 87,332,000 |
| Equity capital | 47,946,000 | 44,729,000 | 40,935,000 | 42,204,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,960,000 | 10,201,000 | 16,001,000 | 22,162,000 |
| Interest expense | 189,000 | 378,000 | 573,000 | 826,000 |
| Net interest income | 4,771,000 | 9,823,000 | 15,428,000 | 21,336,000 |
| Noninterest income | 679,000 | 1,410,000 | 2,182,000 | 2,914,000 |
| Noninterest expense | 4,625,000 | 9,359,000 | 14,336,000 | 19,623,000 |
| Provision for loan losses | 176,000 | 326,000 | 641,000 | 1,296,000 |
| Pretax income | 649,000 | 1,548,000 | 2,633,000 | 3,331,000 |
| Income tax | 53,000 | 265,000 | 525,000 | 678,000 |
| Net income | 596,000 | 1,283,000 | 2,108,000 | 2,653,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,888,000 | 55,437,000 | 56,123,000 | 56,535,000 |
| Total capital | 59,459,000 | 60,187,000 | 61,188,000 | 62,053,000 |
| Risk-weighted assets | 409,834,000 | 440,518,000 | 469,924,000 | 478,569,000 |