Call reports 2021
SAVINGS BANK OF WALPOLE — 2021
What SAVINGS BANK OF WALPOLE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 597,131,000 | 606,363,000 | 632,584,000 | 669,036,000 |
| Total loans | 410,246,000 | 442,837,000 | 455,410,000 | 472,784,000 |
| Allowance for loan losses | 3,757,000 | 3,912,000 | 4,190,000 | 4,394,000 |
| Securities available for sale | 107,994,000 | 120,899,000 | 118,506,000 | 129,234,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 555,737,000 | 564,851,000 | 576,373,000 | 613,681,000 |
| Interest-bearing deposits | 482,856,000 | 490,980,000 | 500,782,000 | 536,643,000 |
| Noninterest-bearing deposits | 72,881,000 | 73,871,000 | 75,591,000 | 77,038,000 |
| Equity capital | 38,839,000 | 39,654,000 | 53,677,000 | 52,793,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,534,000 | 9,086,000 | 14,193,000 | 19,072,000 |
| Interest expense | 249,000 | 493,000 | 715,000 | 911,000 |
| Net interest income | 4,285,000 | 8,593,000 | 13,478,000 | 18,161,000 |
| Noninterest income | 582,000 | 1,226,000 | 1,885,000 | 2,636,000 |
| Noninterest expense | 3,660,000 | 7,697,000 | 12,100,000 | 16,531,000 |
| Provision for loan losses | 142,000 | 832,000 | 1,144,000 | 2,350,000 |
| Pretax income | 1,484,000 | 1,775,000 | 2,599,000 | 2,396,000 |
| Income tax | 365,000 | 348,000 | 521,000 | 411,000 |
| Net income | 1,119,000 | 1,427,000 | 2,078,000 | 1,985,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,776,000 | 40,003,000 | 54,649,000 | 54,291,000 |
| Total capital | 43,533,000 | 43,915,000 | 58,839,000 | 58,685,000 |
| Risk-weighted assets | 313,946,000 | 360,128,000 | 377,678,000 | 383,283,000 |