Call reports 2020
SAVINGS BANK OF WALPOLE — 2020
What SAVINGS BANK OF WALPOLE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 463,015,000 | 527,530,000 | 545,085,000 | 554,979,000 |
| Total loans | 315,926,000 | 356,259,000 | 371,179,000 | 391,056,000 |
| Allowance for loan losses | 3,117,000 | 3,261,000 | 3,353,000 | 3,616,000 |
| Securities available for sale | 81,972,000 | 88,824,000 | 97,039,000 | 108,673,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 420,978,000 | 485,546,000 | 502,953,000 | 513,243,000 |
| Interest-bearing deposits | 379,307,000 | 421,467,000 | 433,578,000 | 447,350,000 |
| Noninterest-bearing deposits | 41,671,000 | 64,079,000 | 69,375,000 | 65,893,000 |
| Equity capital | 38,459,000 | 39,462,000 | 39,760,000 | 39,852,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,901,000 | 8,014,000 | 12,115,000 | 16,661,000 |
| Interest expense | 382,000 | 770,000 | 1,129,000 | 1,426,000 |
| Net interest income | 3,519,000 | 7,244,000 | 10,986,000 | 15,235,000 |
| Noninterest income | 543,000 | 1,032,000 | 1,632,000 | 2,212,000 |
| Noninterest expense | 2,798,000 | 5,645,000 | 9,431,000 | 13,526,000 |
| Provision for loan losses | 198,000 | 503,000 | 608,000 | 863,000 |
| Pretax income | 1,424,000 | 2,582,000 | 3,033,000 | 3,559,000 |
| Income tax | 353,000 | 629,000 | 701,000 | 798,000 |
| Net income | 1,071,000 | 1,953,000 | 2,332,000 | 2,761,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,176,000 | 38,043,000 | 38,408,000 | 38,672,000 |
| Total capital | 40,293,000 | 41,304,000 | 41,761,000 | 42,288,000 |
| Risk-weighted assets | 274,616,000 | 275,753,000 | 276,648,000 | 301,618,000 |