Call reports 2019
SAVINGS BANK OF WALPOLE — 2019
What SAVINGS BANK OF WALPOLE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 415,773,000 | 425,174,000 | 441,808,000 | 447,144,000 |
| Total loans | 285,297,000 | 290,122,000 | 300,719,000 | 314,052,000 |
| Allowance for loan losses | 2,731,000 | 2,735,000 | 2,775,000 | 2,918,000 |
| Securities available for sale | 99,766,000 | 89,536,000 | 87,541,000 | 87,071,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 379,653,000 | 387,495,000 | 402,446,000 | 407,612,000 |
| Interest-bearing deposits | 345,537,000 | 347,803,000 | 360,725,000 | 363,725,000 |
| Noninterest-bearing deposits | 34,116,000 | 39,692,000 | 41,721,000 | 43,887,000 |
| Equity capital | 33,410,000 | 35,060,000 | 36,089,000 | 36,286,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,599,000 | 7,324,000 | 11,187,000 | 15,146,000 |
| Interest expense | 301,000 | 627,000 | 989,000 | 1,370,000 |
| Net interest income | 3,298,000 | 6,697,000 | 10,198,000 | 13,776,000 |
| Noninterest income | 987,000 | 1,793,000 | 2,461,000 | 3,147,000 |
| Noninterest expense | 2,978,000 | 6,137,000 | 9,261,000 | 12,931,000 |
| Provision for loan losses | 49,000 | 49,000 | 84,000 | 282,000 |
| Pretax income | 1,258,000 | 2,318,000 | 3,328,000 | 3,724,000 |
| Income tax | 211,000 | 459,000 | 695,000 | 760,000 |
| Net income | 1,047,000 | 1,859,000 | 2,633,000 | 2,964,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,243,000 | 35,034,000 | 35,792,000 | 36,105,000 |
| Total capital | 36,974,000 | 37,769,000 | 38,567,000 | 39,023,000 |
| Risk-weighted assets | 249,751,000 | 245,507,000 | 261,358,000 | 269,612,000 |