Call reports 2018
SAVINGS BANK OF WALPOLE — 2018
What SAVINGS BANK OF WALPOLE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 415,429,000 | 409,782,000 | 406,792,000 | 410,746,000 |
| Total loans | 260,496,000 | 268,303,000 | 274,480,000 | 280,484,000 |
| Allowance for loan losses | 2,627,000 | 2,626,000 | 2,674,000 | 2,711,000 |
| Securities available for sale | 109,309,000 | 108,308,000 | 104,605,000 | 103,894,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 384,294,000 | 377,425,000 | 374,436,000 | 376,902,000 |
| Interest-bearing deposits | 348,832,000 | 346,455,000 | 339,898,000 | 343,138,000 |
| Noninterest-bearing deposits | 35,462,000 | 30,970,000 | 34,538,000 | 33,764,000 |
| Equity capital | 29,464,000 | 29,893,000 | 30,075,000 | 31,622,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,134,000 | 6,396,000 | 9,772,000 | 13,258,000 |
| Interest expense | 204,000 | 423,000 | 658,000 | 909,000 |
| Net interest income | 2,930,000 | 5,973,000 | 9,114,000 | 12,349,000 |
| Noninterest income | 714,000 | 1,483,000 | 2,243,000 | 3,036,000 |
| Noninterest expense | 3,027,000 | 6,001,000 | 9,095,000 | 12,103,000 |
| Provision for loan losses | 0 | 0 | 40,000 | 80,000 |
| Pretax income | 617,000 | 1,455,000 | 2,222,000 | 3,197,000 |
| Income tax | 110,000 | 294,000 | 459,000 | 624,000 |
| Net income | 507,000 | 1,161,000 | 1,763,000 | 2,573,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,296,000 | 31,949,000 | 32,405,000 | 33,214,000 |
| Total capital | 33,923,000 | 34,575,000 | 35,079,000 | 35,925,000 |
| Risk-weighted assets | 227,191,000 | 234,220,000 | 238,128,000 | 247,615,000 |