Call reports 2017
SAVINGS BANK OF WALPOLE — 2017
What SAVINGS BANK OF WALPOLE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 390,503,000 | 395,976,000 | 400,122,000 | 400,666,000 |
| Total loans | 246,439,000 | 251,292,000 | 255,766,000 | 259,071,000 |
| Allowance for loan losses | 2,529,000 | 2,640,000 | 2,743,000 | 2,630,000 |
| Securities available for sale | 106,836,000 | 109,280,000 | 105,339,000 | 111,739,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 359,358,000 | 364,435,000 | 368,067,000 | 369,184,000 |
| Interest-bearing deposits | 331,745,000 | 336,878,000 | 337,310,000 | 339,085,000 |
| Noninterest-bearing deposits | 27,613,000 | 27,557,000 | 30,757,000 | 30,099,000 |
| Equity capital | 29,340,000 | 29,816,000 | 30,212,000 | 29,901,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,721,000 | 5,587,000 | 8,564,000 | 11,647,000 |
| Interest expense | 189,000 | 382,000 | 574,000 | 767,000 |
| Net interest income | 2,532,000 | 5,205,000 | 7,990,000 | 10,880,000 |
| Noninterest income | 605,000 | 1,317,000 | 2,031,000 | 2,767,000 |
| Noninterest expense | 2,787,000 | 5,599,000 | 8,470,000 | 11,461,000 |
| Provision for loan losses | 75,000 | 189,000 | 314,000 | 364,000 |
| Pretax income | 275,000 | 734,000 | 1,244,000 | 1,829,000 |
| Income tax | 62,000 | 186,000 | 336,000 | 746,000 |
| Net income | 213,000 | 548,000 | 908,000 | 1,083,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,769,000 | 30,104,000 | 30,464,000 | 30,788,000 |
| Total capital | 32,298,000 | 32,744,000 | 33,207,000 | 33,418,000 |
| Risk-weighted assets | 212,528,000 | 220,221,000 | 223,836,000 | 225,993,000 |