Call reports 2016
SAVINGS BANK OF WALPOLE — 2016
What SAVINGS BANK OF WALPOLE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 365,088,000 | 372,891,000 | 374,676,000 | 377,150,000 |
| Total loans | 219,924,000 | 224,288,000 | 231,134,000 | 236,513,000 |
| Allowance for loan losses | 2,520,000 | 2,521,000 | 2,453,000 | 2,454,000 |
| Securities available for sale | 99,143,000 | 96,559,000 | 101,075,000 | 106,578,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 333,566,000 | 341,096,000 | 342,894,000 | 346,537,000 |
| Interest-bearing deposits | 309,599,000 | 315,487,000 | 315,186,000 | 320,864,000 |
| Noninterest-bearing deposits | 23,967,000 | 25,609,000 | 27,708,000 | 25,672,000 |
| Equity capital | 29,039,000 | 29,596,000 | 29,697,000 | 28,961,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,473,000 | 5,021,000 | 7,600,000 | 10,277,000 |
| Interest expense | 226,000 | 434,000 | 633,000 | 828,000 |
| Net interest income | 2,247,000 | 4,587,000 | 6,967,000 | 9,449,000 |
| Noninterest income | 566,000 | 1,250,000 | 1,935,000 | 2,576,000 |
| Noninterest expense | 2,571,000 | 5,159,000 | 7,806,000 | 10,469,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 356,000 | 963,000 | 1,390,000 | 1,850,000 |
| Income tax | 89,000 | 279,000 | 399,000 | 518,000 |
| Net income | 267,000 | 684,000 | 991,000 | 1,332,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,492,000 | 28,909,000 | 29,215,000 | 29,556,000 |
| Total capital | 30,802,000 | 31,315,000 | 31,668,000 | 32,010,000 |
| Risk-weighted assets | 184,618,000 | 192,326,000 | 202,663,000 | 206,577,000 |